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Get Out of Debt Faster

We will consolidate your debt into a single, more manageable amount with lower monthly payments.

How It Works

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Calculate Your
New Payment

An adviser works with you to create customized option through a free consult.

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We Work On
Your Behalf

Once Approved, our legal arbitrators work with your creditors on your behalf.

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Get Debt Free
Faster

Pay less monthly and join our many other clients in getting out of debt in 24–48 months.

Real Results, Real People
$91M+
Debt Resolved
Since 2021, for clients across the U.S.
“I was drowning in credit card debt and felt like I had no options. Now I pay less than half of what I used to, and I sleep better at night.”
– Maria G., Florida
87%
Avg. Payment Reduction
For qualified clients in structured plans
“The team made everything so simple. I felt supported from day one, and now I finally see light at the end of the tunnel.”
– James R., Texas
4.9★
Client Satisfaction
Based on over 3,000 verified reviews
“Not only did they help me lower my payments, but they also taught me how to rebuild my financial future. That’s priceless.”
– Alicia M., California
There’s more to life than making it to the next paycheck. Let’s get you there.

Why Trust Us

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We offer: Clear, honest savings estimates

No breakdown icon

They don’t: Just vague promises, no breakdowns

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We offer: Real human support (no bots!)

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They don’t: Bots, long holds, no follow-up

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We offer: Bank-level encryption to protect your data

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They don’t: Minimal or no data protection

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We offer: No upfront fees, no tricks

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They don’t: Hidden fees, unclear terms

$20M+ Resolved This Year

Goal: $50M resolved by end of 2025
We’re proud to have helped thousands reduce their debt.
Join them now and see how much you can save.

Frequently Asked Questions

How does the debt relief program work?
We negotiate with your creditors to reduce what you owe and consolidate your payments into one lower monthly amount.
Will this hurt my credit score?
While your credit may dip at first, many clients see improvements over time as they reduce debt and avoid missed payments.
How long does the process take?
Most clients complete the program in 24 to 48 months, depending on their debt amount and monthly contributions.
What kinds of debt are eligible?
We help with most unsecured debts including credit cards, medical bills, personal loans, and collections.
Are there any upfront fees?
No. We only charge fees after successfully settling your debt and you've made at least one payment towards the settlement.
Can I negotiate a debt settlement on my own?
Yes, it's possible to negotiate directly with creditors, but having professional assistance can often lead to better outcomes and less stress.
What happens if a creditor refuses to negotiate?
If a creditor is unwilling to negotiate, we explore alternative strategies, including continued negotiations or considering other debt relief options.
Will I be protected from creditor calls?
While we can't guarantee all calls will stop immediately, enrolling in our program often reduces the frequency of collection calls over time.
Is forgiven debt taxable?
In some cases, forgiven debt may be considered taxable income. We recommend consulting with a tax professional for guidance specific to your situation.
How do I know if I'm a good candidate for debt relief?
If you're struggling with unsecured debts and finding it hard to make minimum payments, our program may be a suitable solution for you.

Blogs & Articles

Browse our latest articles and financial insights designed to help you make smarter money decisions. Whether you're looking for budgeting tips, debt strategies, or long-term planning ideas — we've got you covered.

Is Debt Consolidation Right for You?

Debt consolidation can simplify your financial life—but it’s not a one-size-fits-all solution. Learn how it works, when it makes sense, and what alternatives you should consider.

Read More »
June 29, 2025 No Comments

Is Debt Consolidation Right for You?

Debt consolidation can simplify your financial life—but it’s not a one-size-fits-all solution. Learn how it works, when it makes sense, and what alternatives you should consider.

Read More »
June 29, 2025 No Comments

Proudly Serving the U.S., Based in Jersey City

We help clients across the country navigate debt with confidence — but our roots are local. Our team is based in Jersey City, NJ, where we’re proud to support individuals nationwide with clarity, transparency, and care.

Whether you're across the country or just across the river, we're here to help.

📍 30 Montgomery St, Jersey City, NJ
📞 (866) 797-7971
✉️ hello@alliancesettlement.com

Alliance Settlement helps individuals reduce and resolve unsecured debt through personalized debt relief programs.

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30 Montgomery St Jersey City, NJ 07302

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