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A Smarter, Safer Strategy
to Resolve Your Debt

We’re not just negotiating — we’re protecting you. Our legal-backed, results-driven approach gets you out of debt faster, with peace of mind.

See if You Qualify

Our Settlement Strategy

We go beyond negotiations. Our approach combines legal protection, fast results, and client-first attention.

Full Legal Coverage
If you’re ever sued by a creditor, we’ve got your back. Legal protection is built into your program.
Real Human Support
Our team is easy to reach and communicates regularly, so you never feel alone during the process.
Fast Settlements
We move quickly. On average, our clients reach settlements faster than with traditional providers.
Tailored Negotiation Plans
Every financial situation is different. We design settlement strategies personalized to your goals.

How We Negotiate Your Debt

Our proven process is designed to get results faster and with less stress on your finances.

1
Review Your Case
Our team reviews your balances, accounts, and lender types to design the right negotiation plan.
2
Start Negotiations
We reach out to your creditors and begin negotiating reduced settlement offers right away.
3
Secure Agreements
Once a favorable offer is reached, we lock it in writing so you're protected and clear on next steps.
4
You Pay Less
You pay the reduced amount—often much lower than your original balance—and we move to the next creditor.

Client Success: Emily’s Journey

Emily came to us with over $32,000 in unsecured debt and monthly payments she couldn’t keep up with. Within 10 months, we helped her settle with 5 creditors, saving over half of what she owed and giving her a fresh financial start.

$32,150
Total Debt
$14,680
Final Settlement
54%
Total Savings
10 mo.
Time to Resolve
Happy client

Take Control of Your Financial Future

Join thousands who’ve already resolved millions in debt. Find out how much you could save—get your free consultation today.

Get Started Now

Frequently Asked Questions

Will this affect my credit? +
Debt settlement may impact your credit initially, but many clients find their scores improve over time as debts are resolved.
What if I'm already being sued by a creditor? +
Our legal team steps in to represent you and help protect your rights during any legal proceedings.
Is this the same as bankruptcy? +
No. Debt settlement is an alternative to bankruptcy that allows you to pay off your debt for less without filing.
How long does the process take? +
Most clients see results in 24–48 months depending on their total debt and payment plan.

Alliance Settlement helps individuals reduce and resolve unsecured debt through personalized debt relief programs.

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30 Montgomery St Jersey City, NJ 07302

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