We're committed to giving people a second chance. Learn about who we are, what drives us, and why thousands trust Alliance Settlement.
Debt settlement is a debt relief method that is proven to be both a time-effective and cost-effective way to deal with debt. The goal is simple — negotiate with creditors or collecting entities to settle debt for less than the full amount owed. Debt settlement is a reduction of the entire balance, including the principal balance, interest, and fees, for less than the full amount owed. The goal is not just a reduction of the interest rate but of the entire actual balance due.
Debt settlement can be attempted on your own or with the help of a professional team. Much like putting a roof on your own home, you can do it yourself, but it may be worth it to hire a professional to make sure the job is done right. A professional debt negotiator will be able to make the right offer at the right time and will know when you are getting a good deal on an account.
We’re also here to make sure the t’s are crossed and the i’s are dotted, so the debt is truly resolved once and for all. On the Alliance Settlement debt settlement program, our goal is to settle debts to save you as much as possible and to give you relief from the overwhelming stress of debt. Timeframes will vary depending on how quickly you can fund your settlement savings, but most programs range from 24–48 months.
You can always be confident that your success comes first because Alliance Settlement does not charge any fees until we resolve your debt. As your ally in debt, we are committed to your success, and our performance-based debt settlement program ensures that you know we are with you every step of the way.
As with all of the other debt-relief options we’ve reviewed, debt settlement has its drawbacks. Our service is intended for people who are unable to maintain their minimum payments to the creditors. As such, the accounts are behind and do stay behind until the settlement agreement is reached, and this will take time. This will result in a negative effect on your credit score, phone calls, and potential tax and legal risks. There are also risks associated with being delinquent on your debts.
If you are already delinquent or feel you will inevitably become delinquent, our debt relief program provides a plan of action to deal with the unmanageable debt. Our debt Advisor can help you understand the good, the bad, and everything between. Request your no-obligation quote and consultation today to see what debt relief from Alliance Settlement would look like for you.
We negotiate the total amount owed — not just interest. That includes principal, fees, and penalties.
Typical programs take 24–48 months. We work quickly to bring you results and peace of mind.
We only get paid after your debt is successfully resolved. Your success is our priority.
Professional negotiators know when and how to make the right offers to get better deals.
Designed for people struggling to make minimum payments, we provide a real action plan.
We explain the full picture—credit impact, tax considerations, and legal risks—before you decide.
The smartest way to deal with overwhelming debt is to reduce it — not just manage it. Here's why thousands choose this option.
We reduce the full balance — including interest, fees, and principal — to a fraction of what you owe.
Most clients see their first settlement in months, not years, and finish the program in 2–4 years.
We deal with the creditors so you don’t have to. You focus on rebuilding your financial future.
If creditors sue, we’ve got you covered. Our legal support is built into your program.
You only pay when we deliver results. We don’t get paid until your debt is resolved.
We’re on your side from day one, guiding you through each step with transparency and care.
Yes — debt settlement can temporarily lower your credit score. But ignoring your debt can damage your life far more.
We believe trust is earned through transparency. That’s why from day one, we’ll keep you informed every step of the way. Whether it’s an update on your negotiations, a change in strategy, or just a check-in — we’re here.
Our team is committed to open, honest communication and to being your partner through every part of the debt relief process. No surprises. No fine print. Just real support, when you need it most.
Take the first step toward a debt-free future. Our team is ready to review your case and help you understand exactly how much you could save. There’s no pressure, no obligation — just expert guidance, starting now.
Alliance Settlement helps individuals reduce and resolve unsecured debt through personalized debt relief programs.
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