“I thought I'd never get ahead—until I found Alliance. I finally have control over my finances and hope for the future.”Apply Now
Total Debt
$18,420
Monthly Payment
$290
Program Length
34 Months
Total Savings
$5,670
Get Out of Debt Faster
We consolidate your debt into a single, more manageable amount with lower monthly payments and no upfront fees.
See If You Qualify For Debt Relief
- ✔️ Pay Up To 30% Less Than You Owe
- ✔️ Debt Free In As Little As 12–48 Months
- ✔️ Free Consultation and Zero Up-Front Fees
How It Works

Calculate Your
New Payment
An adviser works with you to create customized option through a free consult.

We Work On
Your Behalf
Once Approved, our legal arbitrators work with your creditors on your behalf.

Get Debt Free
Faster
Pay less monthly and join our many other clients in getting out of debt in 24–48 months.
Trusted & Accredited
Alliance Settlement is a BBB-accredited business committed to integrity, transparency, and exceptional service. You can count on us to guide you toward financial freedom with the trust you deserve.
View Our BBB ProfileWhy Trust Us

We offer: Clear, honest savings estimates

They don’t: Just vague promises, no breakdowns

We offer: Real human support (no bots!)

They don’t: Bots, long holds, no follow-up

We offer: Bank-level encryption to protect your data

They don’t: Minimal or no data protection

We offer: No upfront fees, no tricks

They don’t: Hidden fees, unclear terms
$20M+ Resolved This Year
Join them now and see how much you can save.
Frequently Asked Questions
Blogs & Articles
Browse our latest articles and financial insights designed to help you make smarter money decisions. Whether you're looking for budgeting tips, debt strategies, or long-term planning ideas — we've got you covered.

Why Minimum Payments Keep You in Debt (and What to Do Instead)
Making only the minimum payments on your credit cards may seem like a safe option, but it can trap you in debt for years. Learn why this happens and how to break free.

Bankruptcy vs. Debt Settlement: What’s Right for You?
If you’re overwhelmed by debt, both bankruptcy and debt settlement offer paths to relief. This article breaks down the pros, cons, and key differences so you can choose the option that fits your financial future.

How to Talk to Your Creditors Without Stress
Dealing with creditors doesn’t have to be intimidating. This guide offers practical tips for communicating effectively, staying calm, and protecting your financial interests during tough conversations.

How to Talk to Your Family About Debt Without Shame
Debt can be an emotional burden, especially when discussing it with loved ones. Here’s how to have honest, empowering conversations with your family about financial struggles—without guilt or fear.
Proudly Serving the U.S., Based in Jersey City
We help clients across the country navigate debt with confidence — but our roots are local. Our team is based in Jersey City, NJ, where we’re proud to support individuals nationwide with clarity, transparency, and care.
Whether you're across the country or just across the river, we're here to help.
📍 30 Montgomery St, Jersey City, NJ
📞 (866) 376-2333
✉️ cs@alliancesettlement.com